Operating a restaurant comes with a variety of risks, including those that pertain to unforeseen circumstances and neglect. Serving someone food that ultimately makes them ill could be grounds for a lawsuit, and encountering a situation in which an employee is injured due to the improper maintenance of a piece of restaurant equipment could result in you being held liable. These situations and others could be avoided with proper insurance coverage.
Car insurance features a variety of different components. All drivers are required to have liability coverage, so if you have a car loan, your lender will typically require you to get comprehensive and collision coverage. Beyond that, there are a few other types of coverage, which are outlined below.
Do you need medical payments coverage? Here is what you need to consider when making that decision.
1. What is medical payments coverage?
Buying a car is a financial undertaking that needs a lot of money to accomplish. Most people buy their cars with the hope that it will serve them for a decade or more, and that when they decide to upgrade, the old one will still be in excellent condition to be traded in or resold. Getting the right insurance products to cover your car is probably the best way to protect your car from losses and damages after purchase.
Your home is one of the biggest investments you can make, so you naturally want to protect it with adequate insurance. Before you purchase a policy, it is important to get the facts about it. Unfortunately, there are a lot of myths circulating around home insurance that can cost homeowners.
All the Items in My House Are Covered
A common misconception people have about home insurance is that all the belongings in their home are automatically covered.
Setting up a commercial trucker insurance policy requires attention to a lot of details. Liability in the industry is often based on very specific circumstances, such as whether an operator is currently hauling a load for a third party. You need to be sure your policy covers every possible scenario, and here are 5 things you'll want to know before you purchase commercial trucker insurance.
Collision and Comprehensive Coverage
Much like you would while driving your car, you'll need basic coverage to deal with any damage that might arise from hitting someone else's ride.