You may never hear about SR-22 auto insurance unless you are trying to get back on the road after a DUI or driving without insurance coverage. The requirements for SR-22 insurance are different in various states, but the premise is the same. The SR-22 certificate is part of your insurance policy, and it can be required for a number of reasons in order for you to get auto insurance and begin driving on the road.
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If you've never had to file an auto insurance claim before, the prospect of having to file one may seem a bit daunting. Hopefully, you'll never actually be in a situation where you need to file an auto accident claim—but if you are, it's best to be prepared. While most insurance adjusters are professionals at processing claims in a timely manner, there are some steps you can personally take to ensure there aren't any delays.
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Owning your own business can be complicated, and there are a lot of things to think about. Your immediate thoughts may go to office supplies, start-up costs, paying employees, and making sure expenses get paid. However, another cost that you may not think about but that is just as important is business insurance. There are several types of insurance you should have for your business, outside of just the simple property insurance.
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Medicare, an insurance product created and provided by the federal government, is designed to give people health insurance coverage who may not otherwise qualify for state plans or have the means to pay for private insurance. If you are getting ready to get Medicare insurance or if you already have it, it is well worth taking the time to get to know the coverages that are provided. There are several covered things that a lot of people do not know are available, which can lead them to pay out of pocket for things that they may not have to.
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Having car insurance is probably a necessity for you if you own a car and drive, and it is always important to make sure you have all the right types of coverages with your policy. Here are several extra types of car insurance coverages you could add to your policy if you want to make sure you are fully protected.
Roadside assistance
Adding roadside assistance coverage to your policy is not likely to cause a drastic increase in your premiums, but it may offer peace of mind to you.
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